A young guy called Tommy bought a horse from a farmer…
… for $250 and the farmer agreed to deliver the horse to Tommy the following day.
The next day though, the farmer turned up at Tommy’s house and said, “Sorry son, but I have some bad news, the horse died.”
Tommy replied, “Well, then just give me my money back. That’s fine.”
The farmer said, “Sorry, I can’t do that. I went and spent it already.”